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Prime Minister Rojgar Yozna

मुख्य पृष्ठ/ FAQ/ Prime Minister Rojgar Yozna


Ans. Applicant's family income should be below Rs.24, 000/- per annum (including of spouse). The applicant will not be eligible if the income of parent’s exceeds Rs.24, 000/- per annum.

Ans. Banks will be allowed to take margin money from the entrepreneur varying from 5% to 16.25% of the project cost so as to make the total of the subsidy and the margin money equal to 20% of the project cost.

Ans. All the economically viable activities under Industry, business and service sector recovered. An illustrative list of such activities can be obtained along with the application form from the concerned Decommissioned office. Activities including agriculture and allied activities are also covered but direct agriculture operations like raising crops, purchase of manure, etc., are not allowed.

Ans. Scheme envisages compulsory training per entrepreneur for a period of 7 to 20 days depending upon the category of the activity after the loan is saNational Capital Territoryioned. Trainee will also get stipend during training period.

Ans. A project with estimated cost unto Rs.2 lacs will be covered under this scheme for individuals (Rs.1 lacs for business sector and lRs.2 lacs for other activities). For Partnership projects upto Rs.10 lacs assistance can be given based on individual admissibility.

Ans. The loan would not required any collateral guarantee for project unto one lakes, only assets created under the scheme would be hypothecated/ mortgaged/ pledged to the bank.

Ans. Normal bank rate of interest shall be charged. Repayment schedule may range between 3to 7 years after initial moratorium.

Ans. Uneducated unemployed youth who is a permanent resident of Delhi for minimum period of last 3 years, age between 18 to 35 years, having a minimum qualification of VIIIth pass and whose family income (including spouse) is not more than Rs.24,000/- per annum, is eligible to apply for a loan under the scheme.

Ans. The scheme envisages 22.5% reservation for SC/ST and 27% for other backward class0es(OBCs). Preference will be given to the weaker sections including women.

Ans. Yes, subsidy will be limited to 15% of the project cost subject to ceiling ofRs.7500/- per entrepreneur.